Export
Download a supported CSV from your bank.
THE MONEY CALCULATED SYSTEM
One refresh. A much clearer financial picture.
A structured Excel system for people who want the power of their own data without rebuilding a spreadsheet every month. Export from a supported bank, refresh, and explore the numbers that actually explain your position.
THE WORKFLOW
Automation with a visible audit trail.
Money Calculated does not hide your finances inside a black box. Each stage has a specific job, from raw bank export to a dashboard you can interrogate.
Import
Place it in the designated account folder.
Standardise
Power Query cleans fields and aligns formats.
Classify
Priority rules organise each transaction.
Understand
Dashboards turn records into decisions.
WHAT IS INCLUDED
Focused views, not dashboard decoration.
Every screen answers a different question. Together they connect the detail of individual transactions to the direction of your financial life.
Overview
Income, expenses, net cash flow and savings rate in one controlled summary.
Month Focus
Inspect a chosen month without losing the annual and historical context around it.
Trends
Compare the movement in spending, income and cash flow across time.
Transactions
Search and review the standardised records behind every calculation.
Goals
Track targets and progress using the same financial picture as the dashboard.
Accounts
Keep the contribution of each supported account visible and reconcilable.
DESIGNED FOR CONTROL
The flexibility of Excel. The discipline of a product.
Make financial review repeatable
- Combine supported UK account exports
- Keep source transactions intact
- Apply reusable classification rules
- Separate spending, transfers and savings
- Surface trends across months and years
Replace judgement or financial advice
- No bank login or live account connection
- No automatic movement of your money
- No investment or credit recommendations
- No promise of guaranteed savings
- No pretence that every bank format is supported
REAL-WORLD VALIDATION
Built against years, not a handful of sample rows.
8,665transactions in the validation dataset
~7 yearsof real account history processed
28standardised transaction fields
95.8%specifically categorised in the test dataset
Important: These figures describe the development and validation dataset. Your results depend on your data quality, bank-export format and the rules configured for your finances.
EARLY ACCESS
Put your history to work.
Join the early-access list for launch updates, compatibility news and an invitation when the system is ready for wider use.